The Impotence of Congress, The Blame Game, Health Savings Accounts (HSAs)

If you think this whole economic “bailout” thing is merely a ploy to prop Wall Street up so that it can go about business as usual and perpetuate its own economy of greed; I would suggest that while this may, at some level be a result, it has much more serious implications on average non-Congressional, [...]

What is an HSA? Should I enroll in a Health Savings Account?

Well, it’s that time of the year.  Your employer has unveiled the latest, greatest insurance offerings they plan to offer you in 2009.  If your company is doing generally well, they may have slicked up a bunch of 8 X 10 color glossy handouts with circles and arrows and a paragraph (or 6) about each offering, [...]

Don’t Be A Health Savings Account (HSA) LOSER

A recent UHC Survey found that 84% of employees whose Employers contribute to their HSA actually open one.  I’m sorry, but if you are in the 16% who are turning away free money, you are a LOSER.  You are likely lazy and dimwitted too, and it’s almost certain you are not reading this post which means I [...]

Health Insurance and Health Savings Accounts Are Not Vacuum Cleaners

Just in case you were wondering…..
The beauty of a vacuum cleaner is that you plug it in, push a button, then clean up a mess.  Would that insurance of any kind were that simple.  With health insurance over the years we have been generally dumbed down to the point where we have a “co-pay” and [...]

An Unintentional Healthcare “Strike” Powers Health Movement

There was an article in the WSJ Health section yesterday (9/22) that basically stated the woes of the Economy are driving people away from health care.
I am inclined to believe some of what the article reported, which is that people, in these difficult economic times are holding back on their health care, which will ultimately lead to [...]

HSA Education on HSAeducator.com

I just put up a link on this site to HSAeducator.com.  Who cares?
Well,  a friend just sent me a copy of her company’s 2009 insurance options, and while the branding for the company was beautiful, the presentation of the plan pretty much sucked.  Sorry, but it did.  It failed to paint the full picture of any of [...]

Health Saving Accounts (HSAs) & The Healthiest Nation Alliance

I came across a video today sponsored by the Healthiest Nation Alliance, an organization focused on improving the health of our communities and nations from the roots of the grass up.   You can go out on youtube and watch it there or watch it here if you like.  It’s not about Health Savings Accounts per se and certainly [...]

High Deductible Health Plan (HDHP) – Plan “B”

A few days ago I posted the sad story of a family, who when trying switch their high deductible health plan to another carrier was declined by the new carrier.   That family was mine.
We were declined because a family member suffers from migraines and has taken a couple of drugs, topamax and imitrex for them.  If you [...]

COBRA or Individual High Deductible Health Plan / Health Savings Account

I was riding my bike over the weekend and I decided the only thing I like about COBRA insurance is the eerily similar name it shares with a certain type of car made famous by Caroll Shelby and the Ford Motor Company.
I exited the  corporate world a couple of years ago and at the time felt [...]

So What Do I Do When My Application for My HDHP is Declined?

Now that is a good, but unfortunate question.  And one I have the great displeasure of having to deal with myself.
I applied for a new High Deductible Health Plan with a new carrier a couple of weeks ago, which I mentioned on this blog.  I am in terrific health as is my family…..
Got a letter [...]