Knocked Out That Benefits (HDHP/HSA) Enrollment Yet?

So it’s the day after Thanksgiving and unless you work in retail or for the Postal Service, there is a decent chance you’ve got a little downtime today.  It’s a perfect day to get aquainted with your benefits enrollment options for 2009, and specifically figure out what you are going to to about your healthcare.  [...]

So If You Are Reading About Health Savings Accounts on Thanksgiving…

….Wow, more power to you.  But I hope if you ate a big meal today already, you then went out and took a long walk, jog or somehow got a bit of exercise as that would likely have been more productive that having your head glued to the computer.  If you have been diligently reading about [...]

What’s the Best Way to Use Your HSA Account?

Not for Beer.  Not for your pet Vet.  Not for the Pizza Guy.  Not for new Brunos. Not for an iTouch.
Actually, what is the best way to use your HSA account?  It’s a legitimate question, but the answer is going to vary based on your individual circumstances.  That said, you need to know, that whatever you put [...]

So What Do You Want To Know About Health Savings Account (HSAs) And High Deductible Health Plans (HDHPs)?

For the past couple of months, I’ve been kicking out postings like crazy about HDHPs and HSAs.  I have no idea how easy or hard to find they are, how they are indexed, and what is appealing to whom.  But their purpose is to inform individuals about Health Savings Accounts in a way that it understandable [...]

With Health Savings Accounts (HSAs), What Does “Above The Line Tax Deduction” Mean?

Mention the word “taxes” and generally eyes begin to glaze over.  Mention the word “taxes” and “HSA” in the same sentence and double glazing begins almost immediately.  The good thing about Health Savings Accounts is that they can save you money on taxes.
You might hear people say that HSA contributions are an “above the line [...]

A Health Savings Account (HSA) Holiday Tax Tip

If you have an HSA and have not put any cash into it this year and don’t think you will have the funds available before the end of the year what with the Holidays and everything.  Or maybe you are are new to the world of High Deductible Health Plans, and your new plan is [...]

Can I Use My HSA Dollars For Cough Medicine?

Can I use my HSA dollars for cough medicine?  A simple, good and common question, sure enough.  And the short answer is YES.
About 250,000 people did google searches last month for HSAs and about 90,000 folks did searches for cough medicine.  Some of them did both together, ended up on this site, and unfortunately did not get [...]

Free Well-care With My High Deductible Health Plan and HSA

For all the warts, pimples, and other unsightly blemishes my HDHP insurance  policy has, one thing I really like about it is its well-care benefits.  In fact, last year my family liked those benefits so much, I think my carrier felt compelled to raise my monthly premium by $37 to $212 per month.    I’m not thrilled about that because [...]

HSAs and Massachusetts Healthcare Reform – 2009

The state of Massachusetts has mandated that nearly all its adult citizens have a certain level of healthcare in 2009.  To find out more about it and to get normal people thinking and talking about it, an article was posted on HSAeducator.com and its community forum.
With all the talk of healthcare reform, for better or worse, Massachusetts has taken [...]

Is There Such A Thing As a Health Insurance Plan Without a High Deductible?

I was reading an article in the Kansas City Business Journal this week which cited a Mercer study  that said that median deductible for PPO plans had doubled from $500 to $1,000 between 2007 and 2008.  For those like me who are mathmatically impaired, the “median” (the middle) is not the “mean” (the average).  So what [...]